Are you a potential homebuyer having trouble securing financing? Are you a homeowner who wants to sell but is having trouble finding a buyer?

As a buyer, getting a mortgage can be difficult if your financial situation doesn't fit into neat little boxes — a predictable salary that can be documented with paycheck stubs and W-2 forms, a stable employment history with no interruptions and a gleaming credit score. And as a seller, closing a deal on your home can be difficult if borrowers are having trouble getting approved for loans. Wouldn't it be great if you could take out the middle man and find another way to complete the transaction?

Seller financing, also referred to as Owner Financing, is just what it sounds like: instead of the buyer getting a loan from the bank, the person selling the house lends the buyer the money for the purchase.

The buyer and seller execute a promissory note providing an interest rate, repayment schedule, and consequences of default. The buyer sends his monthly mortgage payments to the seller, who gets to earn interest on the loan, perhaps at a higher rate than he could get elsewhere. Seller financing arrangements are often for a short term, such as five years, with a balloon payment due at the end. The idea is that the buyer will be able to refinance before then.

As the parameters for searching for homes that offer Seller Financing in Orlando are unique and limited to the MLS, please fill out the form below or contact me directly with your specific areas and criteria and I will send you an email with all available properties. Otherwise, feel free to click the hyperlink for all available Seller Financing homes in Orlando and surrounding areas.